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Oakland, CA isometric illustration

Oakland

CA

Rent

Buy vs Rent in Oakland, CA: 2026 Analysis

Is it better to buy or rent in Oakland, CA in 2026? Buy: $5,508/mo vs Rent: $2,650/mo. Renting favored over 30-yr horizon. Full data analysis.

Break-even: Over 30 years10yr: -$22k
Apr 2026Read Analysis
Charlotte, NC isometric illustration

Charlotte

NC

Rent

Buy vs Rent in Charlotte, NC: 2026 Analysis

Is it better to buy or rent in Charlotte, NC in 2026? Buy: $2,880/mo vs Rent: $1,550/mo. Renting favored over 30-yr horizon. Full data analysis.

Break-even: Over 30 years10yr: -$42k
Apr 2026Read Analysis
San Antonio, TX isometric illustration

San Antonio

TX

Rent

Buy vs Rent in San Antonio, TX: 2026 Analysis

Is it better to buy or rent in San Antonio, TX in 2026? Buy: $2,126/mo vs Rent: $1,400/mo. Renting favored over 30-yr horizon. Full data analysis.

Break-even: Over 30 years10yr: -$46k
Apr 2026Read Analysis
Seattle, WA isometric illustration

Seattle

WA

Rent

Buy vs Rent in Seattle, WA: 2026 Analysis

Is it better to buy or rent in Seattle, WA in 2026? Buy: $8,175/mo vs Rent: $2,250/mo. Renting favored over 30-yr horizon. Full data analysis.

Break-even: Over 30 years10yr: -$310k
Apr 2026Read Analysis
Austin, TX isometric illustration

Austin

TX

Rent

Buy vs Rent in Austin, TX: 2026 Analysis

Is it better to buy or rent in Austin, TX in 2026? Buy: $4,182/mo vs Rent: $1,675/mo. Renting favored over 30-yr horizon. Full data analysis.

Break-even: Over 30 years10yr: -$250k
Apr 2026Read Analysis
Denver, CO isometric illustration

Denver

CO

Rent

Buy vs Rent in Denver, CO: 2026 Analysis

Is it better to buy or rent in Denver, CO in 2026? Buy: $4,035/mo vs Rent: $2,000/mo. Renting favored over 30-yr horizon. Full data analysis.

Break-even: Over 30 years10yr: -$81k
Apr 2026Read Analysis
Houston, TX isometric illustration

Houston

TX

Rent

Buy vs Rent in Houston, TX: 2026 Analysis

Is it better to buy or rent in Houston, TX in 2026? Buy: $2,239/mo vs Rent: $1,600/mo. Renting favored over 30-yr horizon. Full data analysis.

Break-even: Over 30 years10yr: -$25k
Apr 2026Read Analysis
New York, NY isometric illustration

New York

NY

Rent

Buy vs Rent in New York, NY: 2026 Analysis

Is it better to buy or rent in New York, NY in 2026? Buy: $7,573/mo vs Rent: $4,000/mo. Renting favored over 30-yr horizon. Full data analysis.

Break-even: Over 30 years10yr: -$63k
Apr 2026Read Analysis
San Francisco, CA isometric illustration

San Francisco

CA

Rent

Buy vs Rent in San Francisco, CA: 2026 Analysis

Is it better to buy or rent in San Francisco, CA in 2026? Buy: $9,256/mo vs Rent: $4,115/mo. Renting favored over 30-yr horizon. Full data analysis.

Break-even: Over 30 years10yr: -$86k
Apr 2026Read Analysis
How this works

Real data. No agenda.

Every analysis on this site runs the same rigorous math: true all-in ownership costs vs. renting and investing the difference. We factor in appreciation, rent growth, opportunity cost, and closing costs — not just the mortgage.

1

Enter your market

Read our city analysis or open the calculator with local defaults pre-filled.

2

See the break-even year

Find out exactly when buying overtakes renting for your specific numbers.

3

Compare 10 & 30-year wealth

Equity, appreciation, and opportunity cost all in one honest comparison.